* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --bg: #f5f9ff;
  --surface: #ffffff;
  --text: #13233a;
  --muted: #4c5d75;
  --primary: #0077b6;
  --primary-dark: #005f90;
  --secondary: #00b4d8;
  --accent: #90e0ef;
  --line: #d9e4f2;
  --shadow: 0 10px 30px rgba(16, 54, 105, 0.12);
  --radius: 16px;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f8fbff 0%, #eef6ff 100%);
  line-height: 1.6;
}

.container {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 78px;
  gap: 20px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--text);
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  font-weight: 800;
  box-shadow: var(--shadow);
}

.brand-text {
  font-weight: 700;
  line-height: 1.1;
  font-size: 0.95rem;
}

.brand-text small {
  font-weight: 600;
  color: var(--muted);
}

.menu {
  display: flex;
  align-items: center;
  gap: 18px;
}

.menu a {
  text-decoration: none;
  color: var(--text);
  font-weight: 600;
  font-size: 0.95rem;
}

.btn {
  border: none;
  border-radius: 999px;
  padding: 12px 20px;
  text-decoration: none;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: 0.25s ease;
}

.btn-sm { padding: 10px 16px; }

.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff !important;
  box-shadow: 0 10px 20px rgba(0, 119, 182, 0.28);
}

.btn-primary:hover { transform: translateY(-2px); }

.btn-secondary {
  background: #fff;
  color: var(--primary);
  border: 1px solid #b8d7f4;
}

.btn-secondary:hover {
  background: #f0f7ff;
}

.hero {
  padding: 86px 0 58px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 34px;
  align-items: center;
}

.eyebrow {
  display: inline-block;
  background: #dff3ff;
  color: #0f4e75;
  border: 1px solid #b5e0f5;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 700;
  padding: 6px 12px;
  margin-bottom: 14px;
}

h1 {
  font-size: clamp(1.9rem, 4vw, 3rem);
  line-height: 1.15;
  margin-bottom: 14px;
}

h2 {
  font-size: clamp(1.55rem, 3vw, 2.2rem);
  line-height: 1.2;
  margin-bottom: 12px;
}

p { color: var(--muted); }

.hero-cta {
  margin-top: 24px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.hero-points {
  list-style: none;
  margin-top: 18px;
  color: #1f3f60;
  display: grid;
  gap: 6px;
  font-weight: 500;
}

.hero-media {
  position: relative;
}

.hero-media img {
  width: 100%;
  border-radius: 22px;
  box-shadow: var(--shadow);
  min-height: 360px;
  object-fit: cover;
}

.hero-card {
  position: absolute;
  left: 20px;
  bottom: 20px;
  background: rgba(255, 255, 255, 0.96);
  border: 1px solid #d6e7fa;
  border-radius: 14px;
  padding: 14px;
  width: min(340px, calc(100% - 40px));
  box-shadow: var(--shadow);
}

.section {
  padding: 70px 0;
}

.section-light {
  background: #f9fcff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.section-head {
  text-align: center;
  margin-bottom: 30px;
}

.cards {
  display: grid;
  gap: 18px;
}

.cards-4 { grid-template-columns: repeat(4, 1fr); }
.cards-3 { grid-template-columns: repeat(3, 1fr); }

.card {
  background: var(--surface);
  border: 1px solid #dde9f8;
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: 0 10px 20px rgba(11, 44, 86, 0.08);
}

.icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, #e0f4ff, #c7ebfb);
  margin-bottom: 10px;
  font-size: 1.3rem;
}

.card h3 {
  margin-bottom: 8px;
  font-size: 1.08rem;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: center;
}

.check-list {
  margin-top: 14px;
  display: grid;
  gap: 9px;
  padding-left: 18px;
}

.image-box img {
  width: 100%;
  border-radius: 18px;
  box-shadow: var(--shadow);
}

.trust-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.trust-card {
  background: #ffffff;
  border: 1px solid #d8e6f5;
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
}

.map-frame iframe {
  width: 100%;
  min-height: 310px;
  border: 0;
  border-radius: 16px;
  box-shadow: var(--shadow);
}

.faq-list {
  display: grid;
  gap: 12px;
  max-width: 900px;
  margin: 0 auto;
}

details {
  background: #fff;
  border: 1px solid #dbe8f7;
  border-radius: 12px;
  padding: 14px 16px;
}

summary {
  cursor: pointer;
  font-weight: 700;
  color: #173253;
}

.cta-final {
  background: linear-gradient(135deg, #0a5b8a, #0089c0);
  color: #fff;
}

.cta-final p,
.cta-final h2 { color: #fff; }

.cta-box {
  text-align: center;
}

.footer {
  background: #0c2038;
  color: #d7e2ef;
  padding-top: 44px;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.footer h3,
.footer h4 {
  color: #fff;
  margin-bottom: 8px;
}

.footer a { color: #b7ddff; text-decoration: none; }

.footer-bottom {
  margin-top: 24px;
  padding: 14px 0 20px;
  border-top: 1px solid rgba(199, 223, 247, 0.2);
  font-size: 0.9rem;
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 4px;
  border: 0;
  background: transparent;
}

.menu-toggle span {
  width: 24px;
  height: 2px;
  background: #123252;
}

@media (max-width: 1024px) {
  .cards-4 { grid-template-columns: repeat(2, 1fr); }
  .cards-3 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 820px) {
  .menu-toggle { display: flex; }
  .menu {
    position: absolute;
    right: 4%;
    top: 72px;
    background: #fff;
    border: 1px solid #d8e7f7;
    border-radius: 14px;
    box-shadow: var(--shadow);
    width: min(320px, 92vw);
    flex-direction: column;
    align-items: flex-start;
    padding: 16px;
    display: none;
  }
  .menu.open { display: flex; }

  .hero-grid,
  .split,
  .trust-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .cards-3,
  .cards-4 {
    grid-template-columns: 1fr;
  }

  .hero {
    padding-top: 74px;
  }
}